Verification Specialist

The Centralized Verification Specialist will be responsible for accurate and timely investigation of sub-prime consumer loan applications. Ensure that critical loan approval stipulations are addressed, resolved, and meet company policies. Identify and escalate complex issues as they are identified. Support both a Centralized Sales operation and a nation wide branch office network.

In the Role

• Maintain thorough knowledge and understanding of OneMain's policies and procedures, as well as state and federal laws
• Comprehensive understanding of verification workflow
• Ensuring loan stipulations are distributed appropriately to ensure cycle time meets or exceeds customer expectations and individual process and service level standards
• Verification activities may include validating identity, address, and social security number; employment, auto insurance, automobile value, lien and title verification; analyzing proof of income and disposable income; fulfilling loan requests, perfecting liens and reviewing loan documents for accuracy and completeness
• Provide escalation support on complex issues that may occur to ensure timely and accurate processing of loan stipulations
• Identify anomalies or complex issues and decisively escalate to provide a timely and seamless transition within the process
• Identify, investigate and/or escalate potential fraud risks
• Act as a liaison between multiple internal and external customers and/or vendors. This will include written and verbal communication with Centralized Sales, Underwriting and Branch personnel
• Identify process improvement opportunities to increase efficient and effective loan stipulation verification
• Identify process related risks and offer suggestions on potential controls to mitigate risks

Requirements

• High School Diploma or GED plus 1 or more years in customer service
• Prior experience in verification processing and / or fulfillment
• Strong communication skills (oral, written, and interpersonal)
• Excellent customer service skills
• High level of motivation to deliver results
• Demonstrated ability to accomplish results in a team-based environment
• Ability to build relationships and partnerships
• Ability to review loan documents in a timely fashion for accuracy
• History of using sound reasoning and exercising good judgment

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options for team members and their dependents
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Continuing education
• Bonus eligible
• Paid time off
• Paid volunteer time
• And more

Target base salary range is $17-19 hr., which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.