Senior Credit Manager

Welcome to Ryerson, where exceptional career opportunities await. As a leading provider of industrial metal products and services since 1842, we are committed to excellence and best-in-class customer service. Join our team and be a part of a legacy of excellence, where your contributions will be valued, and your development supported. Ryerson offers a dynamic, quality-focused, environment, ideal for advancing your career and making your mark in the metals industry.

The Senior Credit Manager oversees daily credit, collections, and cash application activities to ensure alignment with company policies. It demands a dynamic blend of strategic thinking, negotiation, and motivational leadership in a fast-paced environment. The manager serves as a hands-on coach and technical expert, driving team performance while staying attuned to critical business initiatives. Additionally, they assess high-risk customer and industry credit profiles, delivering actionable insights to senior leadership.

• Maintain close working relationships with the respective Service Center General Managers and Multi Market General Manager so that proper interpretation of the commercial objectives of the company can be translated into appropriate and effective credit policy.
• Make credit decisions on behalf of the assigned Service Centers, in accordance with and up to the level of authority granted by the corporate credit policies and procedures.
• Evaluate the credit quality of high-exposure and/or high-risk customers using qualitative and quantitative research
• Analyze credit risk factors such as income growth, quality of management, market share and potential industry risks.
• Employ a variety of risk assessment tools to compare items such as liquidity, profitability, credit history and cash, with other companies of same industry, size, and geographic location.
• Identify, recommend and implement business process improvements for credit, collections and cash application.
• Work closely with third party collection agencies and/or outside attorneys to insure maximum recoveries
• Insure all Bad Debt write offs properly documented to comply with corporate policies and adhere to SOX compliance.
• Properly document and perform all duties associated with bankrupt accounts in accords with company policy
• All other duties as assigned or duties, responsibilities, and activities may change at any time with or without notice.

• Bachelor's degreein Business, Finance and/or Accounting or 10+ years commercial credit management experience. NACM designation preferred.
• 10 plusyears of progressively responsible commercial credit management experience in an industrial and/or service environment.
• Proficient in MS-Excel, as well as other MS-Office Suite applications. SAP, AS/400, Image Premier, MetalTrax, Salesforce.com, and Dun & Bradstreet experience a plus.
• Actively engaged in ongoing education and professional development in the field of credit, collections, and cash management for both the credit team and yourself.
• Strong team player with the ability to deal effectively with all levels and functions within the organization.
• Possess leadership qualities, strong analytical, communication, and managerial skills.

Salary: $104,572.98 - $156,859.46 annually. A starting salary higher than $104,572.98 annually is based on a level of experience and education that significantly exceeds the minimum requirements and is commesurate with the compensation scale.