Senior Regional Credit Officer

Position Summary

• Develop sound new borrower relationships, monitor the portfolios and associated risk and assure systems are kept current and accurately reflect portfolio risk.
• Complete counseling and consulting on the analysis and structuring of requests to best align risk with the banks policies and risk tolerances.
• Communicate regularly and establish good working relationships with the commercial banking teams they support, including regularly scheduled attendance at team meetings, visits to remote offices to facilitate open dialog and early inclusion in the credit process and client calling efforts.
• Facilitate timely and succinct credit analysis and loan structure with deference to policy for new requests and renewals of existing relationships including timely credit decisions.
• Working with the pipeline, the RM's, Underwriters, and Credit Analysts, the SRCO will gain early entry into the credit process to best counsel and influence new credit requests in line with the organization's risk tolerance and policy.
• Ensure proper loan grading - regulatory grades and PD/LGDs all need to accurately reflect the current performance of the borrower and therefore risk to the organization.
• Complete field exam review, audits, loan reviews and exams, ALSR review and approval, non-accrual and charge off forms, TDR review process.
• Organize and supervise a team of Credit Officers and Commercial Underwriters providing guidance and oversight in producing timely and accurate credit recommendations while maintaining adherence to credit policy and banking regulations.
• Work closely with the Regional Presidents to manage the workflows and maintain timeliness of underwriting needs for both existing and new relationships.

Knowledge of:

• Excellent oral and written communication skills
• Strong interpersonal, organizational, analytical, presentation, and critical thinking skills
• Comprehensive knowledge of the overall departmental function, including expert knowledge in Busey's Commercial/Credit line of business

Ability to:

• Provide accurate and timely Commercial Analysis and Approval
• Take independent action within established options and develops new procedures and approaches to problems when necessary
• Analyze situations and solve problems
• Perform duties and make decisions under frequent time pressure.

Education and Training:

• Requires Bachelor's degree with a concentration in Business or Finance; advanced degree preferred.
• Requires 10 or more years of Commercial Credit experience with prior single signature approval authority.
• Requires 8-10 years' experience in a progressive management/leadership role.
• Requires proficient knowledge of Microsoft Office.

Benefits and Compensation

Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.

(Base Pay Range: $150,000 - $215,000/year)

Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.

Equal Opportunity

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment.

Unsolicited Resumes

Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.